Dr. Nandini Jagannarayan is an accomplished academician and researcher currently serving as a Lecturer in the B.Com (Banking & Insurance) faculty at Ramniranjan Jhunjhunwala College, Ghatkopar, Mumbai, since June 2007. With over 20 years of teaching experience, she has been actively engaged in higher education, imparting knowledge in core subjects such as International Banking and Finance, Financial Management, Environmental Management of Financial Services, Quantitative Techniques, Business Economics, and Research Methodology. Her teaching approach effectively integrates theoretical insights with practical applications, fostering analytical and research-oriented thinking among students.

Research Contributions & Publications

Dr. Nandini has made significant contributions to the field of Economics and Financial Studies through her extensive research work. She has authored 14 books, published over 62 research papers in Scopus-indexed, ABDC, and peer-reviewed journals, and contributed 16 book chapters. Additionally, she has actively participated in 44 national and international conferences, demonstrating her strong commitment to academic excellence and knowledge dissemination. Her research primarily focuses on socio-economic development, financial behavior, and public policy analysis, particularly in rural and marginalized contexts.

Awards & Recognitions

Her scholarly excellence has been widely recognized through numerous prestigious awards, including:

• Best Research Paper Award (IJARSCT, 2020) for work on rural socio-economic upliftment under MGNREGA.
• Recognition for research on the challenges faced by female domestic workers during the COVID-19 lockdown.
• Outstanding Woman Researcher Award (2025) for her study on household health expenditure in rural Maharashtra.
• Inspiring Woman of Excellence – 2025 (Dynamic Researcher) for academic leadership and impactful research.
• Best Paper Award at SEEDS 2025 for insights into socio-economic determinants of household expenditure.
• IMRF Best Woman Researcher Award 2025 for outstanding contributions to Economics.

These accolades reflect her consistent dedication to high-quality, socially relevant research.

Areas of Expertise

Her key areas of expertise include:

• Socio-economic development and rural studies
• Financial management and banking systems
• Household economics and expenditure analysis
• Quantitative and research methodologies
• Gender and labor economics

Eligibility for Innovative Researcher of the Year 

Dr. Nandini Jagannarayan is highly eligible for the Innovative Researcher of the Year – Scientific Laurels Award owing to her sustained academic contributions, impactful research output, and strong record of recognitions. Her work demonstrates innovation through the application of analytical and statistical techniques to address real-world socio-economic issues, particularly in rural and underrepresented populations. The combination of her extensive publication record, active conference participation, interdisciplinary research approach, and multiple national and international awards positions her as a distinguished candidate for this honor. Her research not only advances academic knowledge but also contributes meaningfully to policy insights and societal development, aligning perfectly with the objectives of the award.